Financial Problems occur in many households including mine.  My husband and I just don’t agree when it comes to dealing with our finances. (With the exception that we want to be debt free.)

Lately our financial problems have been paying off some lingering debt.

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Dave Ramsey says to get aggressive with your debt and sell everything!  I love that theory, but I’m also not taking it literally.  My husband has a motorcycle that he can sell.  We’ve had it listed but no buyers yet.  My husband  is impatient and he wants to drop the price to get rid of it faster.  I told him not to do that.  He disagrees with me, which leads to us arguing because we just don’t see eye to eye.

His reasoning is that this will keep our motivation and we’ll no longer have to pay for registration and insurance on the item.

My reasoning on this is the fact that selling this item, won’t take us out of debt.  Yes it will put us closer to becoming debt free, but since it won’t zero out our balance why rush?  We have time to be patient and wait for the right buyer to come along and pay us our asking price.  As of right now, we’ve solely relied on Craigslist to find a buyer.

I pointed out that we don’t have a plan of action to get this bike sold.  We can’t just market it on Craigslist, we need to start looking at other opportunities to find a buyer.

He pointed out that we’ll have to pay for advertising and costs associated with marketing it elsewhere.

I justify that the advertising costs won’t be as much as what he want’s to lower the bike for.

See our dilemma?  Comment and tell me what your thoughts on how to solve our current financial problems?

Check out our post:  Manage Your Money by Setting Your Personal Money Goals

Financial Problems

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Gina Horne

Ahoy! I’m the fearless captain of this ship, navigating the wild waters of motherhood with four deckhands (kids), two pint-sized stowaways (grandkids), and a never-ending to-do list. As a Jill-of-all-trades, I can, put a shine on something lackluster, stretch a dollar further than the horizon, and chase squirrels like a seasoned deckhand swabbing the deck. I believe in living on less—why buy a yacht when you can sail smoothly on a budget? Whether I’m steering through life’s storms, reeling in bargains, or setting sail on a new adventure, I do it all with a splash of humor and a stash of chocolate in my treasure chest (a.k.a. purse). Join me on this crazy voyage where the coffee flows like the tide, and the squirrels are always just off the starboard bow!

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