Budgeting Tips
Monday’s seem to be the day to make a list of all of the things we want to get accomplished for the week. We make lists for meal planning, activities, appointments and so forth.
But what about our money? Do we have a list for that? I think we need to get one. Starting today, let’s all get out a journal and call it Money Mondays. Each Monday, let’s choose a task of what we are going to do with our money.
This week Budgeting is on my list.
I’ve been spending way too much “unaccounted for” money and when I do this, I always overspend. My To Do this week on budgeting is to pin point out every dollar I’m going to spend.
Here’s my breakdown.
- $60 Gas
- $25 Hubby’s Birthday Present
- $60 Groceries / Toiletries
- $10 Kids Lunch Date
Those are the only things I need this week. I don’t need to spend anymore than what I have accounted for. So when I’m in Target and I see those deals on school supplies, I just need to keep on walking by. It’s not on the list.
I learned these budgeting tips when I took Dave Ramsey’s Financial Peace University Class, implementing this practice is the hardest thing to do.
What’s on your list?